The word negligence is a legal term which generally means the failure to use ordinary care. That is, the failure of a person to do what the average, reasonable person would do under the same or similar circumstances, or doing what the average, reasonable person would not do under the same or similar circumstances. For example, a motorist going through a red light is an example of failure to use ordinary care.

Most vehicle owners, businesses, and homeowners have insurance which will pay any amounts they may become obligated to pay because of their negligence (mistakes they make). This is called liability insurance.

If you have been injured and are unsure whether your injury was caused by negligence, you should consult a lawyer who is familiar with accident claims.